APPALACHIAN PANEL SYSTEMS

Steel-Faced SIP Manufacturing • Business Plan • January 2025

Financial Model
ROLLED STEEL FACINGS
CONFIDENTIAL
Steel-Faced Structural Insulated Panel Manufacturing

Business Plan

Vertically Integrated Steel SIP Manufacturing

Residential • Commercial • Agricultural • Cold Storage

West Virginia January 2025 $3.85M Capital

Executive Summary

Investment Opportunity Overview

Company Overview

Appalachian Panel Systems (APS) is a vertically integrated steel-faced structural insulated panel (SIP) manufacturer serving residential, commercial, agricultural, and cold storage markets across the Mid-Atlantic and Appalachian regions. Using rolled steel facings instead of traditional OSB, the company produces high-performance insulated panels with superior durability, fire resistance, and moisture protection.

Steel-Faced SIP Advantages

Durability
Corrosion-resistant steel lasts 50+ years
Fire Resistance
Non-combustible facing meets commercial codes
Moisture Barrier
Steel eliminates rot and mold concerns
Broader Markets
Qualifies for commercial, ag, cold storage
Higher Margins
Premium pricing for superior product
Faster Install
Lighter weight, easier handling

The Opportunity

Steel-faced SIPs unlock markets beyond traditional residential construction. The growing cold storage and food processing sector, driven by e-commerce and food safety requirements, demands high-R-value, sanitary wall systems—a perfect fit for steel SIPs.

Cold storage construction growing 12% annually, driven by food delivery and pharma
Agricultural buildings seeking energy efficiency for livestock climate control
Commercial/industrial demand for fire-resistant, low-maintenance envelopes
Residential market benefits from steel durability in high-wind and coastal zones
Limited regional SIP manufacturing capacity within 300-mile radius

Business Model

APS operates a hybrid model serving four market segments: (1) Residential homebuilding and builder partnerships, (2) Commercial and light industrial buildings, (3) Agricultural structures, and (4) Cold storage and food processing facilities. Revenue diversification across segments reduces cyclicality while maximizing manufacturing capacity utilization.

Financial Highlights

$3.85M
Total Capital Required
$3.2M
Year 1 Revenue
$9.8M
Year 3 Revenue
$18.5M
Year 5 Revenue
34-38%
Gross Margin (Mfg)
18-22%
Gross Margin (Build)
18-24 Mo
Break-Even
55-70
Jobs Created (Yr 5)

Company Description

Mission, Vision & Structure

Mission Statement

To manufacture premium steel-faced insulated building systems that serve diverse markets—from family homes to cold storage facilities—while creating sustainable manufacturing employment in West Virginia.

Vision

Become the leading regional manufacturer of steel-faced SIPs, recognized for quality, innovation, and service across residential, commercial, agricultural, and cold storage markets.

Target Market Segments

Residential

Custom homes, builder partnerships, coastal/high-wind zones

Commercial

Warehouses, retail, light industrial, offices

Agricultural

Livestock buildings, equipment storage, processing

Cold Storage

Food processing, pharma, controlled environment

Core Competitive Advantages

Steel Facing Technology
Rolled steel facings provide durability, fire resistance, and moisture protection unavailable with OSB
Multi-Market Diversification
Four distinct market segments reduce cyclicality and maximize capacity utilization
Regional Positioning
Central WV location provides 300-mile access to underserved markets with no local competition
Vertical Integration
Control of manufacturing and residential construction reduces costs and accelerates timelines
Cold Storage Expertise
High-R-value steel panels ideal for growing cold chain and food processing demand

Market Analysis

Industry, Geography & Competition

Industry Overview

The North American insulated metal panel (IMP) and steel-faced SIP market exceeds $2 billion annually. Steel-faced panels are growing faster than traditional OSB SIPs due to commercial building code requirements for fire resistance, the cold storage boom driven by e-commerce, and agricultural demand for climate-controlled livestock facilities.

Target Market Segments

SegmentMarket Size (300mi)Growth RateAvg Project
Residential (Homes)39,300 starts/yr2-4%$35-45K
Commercial/Industrial8,500 projects/yr4-6%$55-85K
Agricultural Buildings4,200 projects/yr5-7%$45-70K
Cold Storage/Food1,800 projects/yr10-12%$85-125K

Cold Storage Market Deep Dive

High-Growth Specialty Segment

Cold storage construction is the fastest-growing segment, driven by e-commerce grocery, pharmaceutical cold chain requirements, and food safety regulations. Steel-faced SIPs are the preferred wall system for these applications due to:

High R-value (R-40+) minimizes energy costs
Steel facing meets FDA sanitary requirements
Vapor barrier prevents condensation issues
Fire resistance for insurance compliance
Quick installation reduces construction time
Long-term durability in harsh conditions

Competitive Landscape

CompetitorProduct TypeDistancePrimary Market
Metl-SpanMetal IMP400+ miCommercial
ATAS InternationalMetal IMP350 miCommercial/Ag
Murus CompanyOSB SIP280 miResidential
InsulspanOSB SIP450 miResidential

No regional manufacturer offers steel-faced SIPs with both residential and commercial capabilities. APS fills this gap with a versatile product line serving all building types from a central Appalachian location.

Products & Services

Steel-Faced SIP Manufacturing & Construction

Steel-Faced SIP Panel Products

Steel Facing Options

  • • 26-gauge galvanized steel (standard)
  • • 24-gauge for heavy-duty applications
  • • Galvalume coating option
  • • Pre-painted/color-coated available
  • • Stucco embossed or smooth finish

Wall Panels

  • • Thicknesses: 4" to 10"
  • • R-values: R-16 to R-40
  • • Standard sizes up to 4' x 24'
  • • Pre-cut openings, joints
  • • Fire rated assemblies available

Roof/Ceiling Panels

  • • Thicknesses: 6" to 12"
  • • R-values: R-24 to R-50
  • • Clear spans to 20'
  • • Standing seam compatible
  • • Cold storage rated systems

Core Insulation Options

EPS
R-4.0/inch
General purpose, cost-effective
$
XPS
R-5.0/inch
Below grade, moisture-prone areas
$$
Polyisocyanurate
R-6.5/inch
Cold storage, premium applications
$$$

Market-Specific Applications

Residential

  • • Custom home construction (direct B2C)
  • • Builder partnerships for production homes
  • • High-wind/coastal zone applications
  • • Energy-efficient new construction

Commercial

  • • Warehouse and distribution centers
  • • Retail and office buildings
  • • Light industrial/manufacturing
  • • Self-storage facilities

Agricultural

  • • Livestock confinement buildings
  • • Poultry and swine facilities
  • • Equipment and hay storage
  • • Processing and packing facilities

Cold Storage

  • • Refrigerated warehouses
  • • Food processing facilities
  • • Pharmaceutical cold chain
  • • Controlled environment agriculture

Engineering & Support Services

Custom panel design
Structural PE stamps
Thermal modeling
3D CAD drawings
Installation training

Operations Plan

Facility, Equipment & Production

Equipment Requirements

EquipmentQtyEst. Cost
SIP Manufacturing Equipment
SIP Press System (Hydraulic)1$180,000
CNC Panel Router/Saw1$150,000
Adhesive Application System1$45,000
Overhead Crane (5-ton)2$80,000
Panel Transport Trailers2$120,000
Misc. SIP Tooling-$145,000
SIP Equipment Subtotal-$720,000
Steel Processing Equipment
Steel Coil Decoiler/Uncoiler1$55,000
Roll Forming Line1$145,000
Steel Shear/Cutting System1$45,000
Coil Storage & Handling-$35,000
TOTAL EQUIPMENT-$1,000,000

Production Capacity

10-14 panels
Daily Output
Single shift
3-5 projects
Weekly Projects
Mixed size
100-140 projects
Annual (1 shift)
All segments
3-4 weeks
Lead Time
Order to ship

Marketing & Sales Strategy

Customer Acquisition & Growth

Comprehensive marketing and sales strategy including digital presence, trade shows, industry partnerships, and direct sales across all four market segments.

Management Team

Leadership & Organizational Structure

Experienced management team with expertise in steel manufacturing, SIP production, residential construction, and commercial project management.

Financial Projections

5-Year Revenue, Costs & Profitability

Revenue Projections by Segment

Revenue StreamYear 1Year 3Year 5
Residential Segment
B2B Panel Sales$630K$2.9M$5.8M
Homebuilding (B2C)$1.5M$4.1M$8.0M
Residential Subtotal$2.1M$7.0M$13.8M
Commercial & Agricultural
Commercial/Ag Panels$825K$3.5M$7.7M
Cold Storage/Specialty$340K$1.9M$5.0M
Commercial Subtotal$1.2M$5.4M$12.7M
Services
Engineering Services$160K$576K$1.1M
Training & Support$60K$180K$300K
TOTAL REVENUE$3.5M$13.2M$27.9M

Profitability Projections

MetricYear 1Year 3Year 5
Gross Profit$980K$4.2M$9.5M
Gross Margin28%32%34%
EBITDA$85K$1.8M$4.5M
EBITDA Margin2%14%16%
Net Income($120K)$980K$2.8M

Funding Requirements

Capital Needs & Sources

Use of Funds

Working Capital Reserve
$1,350,000(35%)
SIP Manufacturing Equipment
$720,000(19%)
Facility Improvements
$450,000(12%)
Initial Steel Coil Inventory
$350,000(9%)
Steel Processing Equipment
$280,000(7%)
Vehicles & Trailers
$280,000(7%)
Contingency
$220,000(6%)
Pre-Opening Costs
$200,000(5%)
TOTAL$3,850,000

Sources of Capital

SBA 504 Loan
6.5%, 15 years
$1,700,000
Owner Equity
25% of total
$950,000
Line of Credit
8.5%, revolving
$600,000
State/Federal Incentives
Grants/credits
$350,000
Equipment Financing
7.5%, 7 years
$250,000
TOTAL SOURCES$3,850,000

Risk Analysis

Risks & Mitigation Strategies

High
Steel Price Volatility
Escalation clauses in commercial contracts; strategic inventory purchasing; supplier agreements with price locks
Medium
Housing Market Downturn
Four-segment diversification (residential only 40% of revenue); commercial and cold storage provide counter-cyclical stability
Medium
Cold Storage Market Competition
Regional focus with service advantage; engineering expertise; faster lead times than national players
Medium
Equipment Complexity
Steel processing expertise through experienced hires; equipment warranties; preventive maintenance program
Medium
Labor Availability
Competitive wages; manufacturing automation reduces labor dependency; training partnerships
Low
Quality/Warranty Claims
Steel facing durability reduces callbacks; rigorous QC; proper insurance coverage

Implementation Timeline

Phased Execution Plan

Phase 1: Foundation
Months 1-4
Finalize entity formation
Secure capital commitments
Negotiate facility lease
Order SIP and steel processing equipment
Hire Production Manager
Establish steel coil supplier relationships
Phase 2: Build-Out
Months 4-8
Complete facility improvements
Install SIP manufacturing equipment
Install steel decoiler and roll former
Hire Lead Engineer and production team
Develop standard panel designs for all segments
Launch website targeting all four markets
Phase 3: Launch
Months 8-12
Begin production with test panels
Hire Sales Manager (commercial focus)
Secure first cold storage project
Break ground on first spec home
Secure first builder partnerships
Host factory open house for contractors
Phase 4: Scale
Months 12-24
Ramp to target capacity
Expand commercial and ag sales
Complete first custom homes
Add production staff for second shift capability
Pursue cold storage industry certifications
Evaluate capacity expansion

— End of Business Plan —

Appalachian Panel Systems • Steel-Faced SIP Manufacturing • Confidential • January 2025